Payment Options
(Convenient methods for you to pay
online).
We
guarantee that you can use your credit card securely while shopping online
at
www.on-linepharmacyuk.co.uk
We understand the importance of offering a secure environment for ordering
online. Please review the following information concerning our accepted
payment options including: popular credit cards and check/money orders.
We use the utmost precautions to protect oyour' personal information.. All
information that is transmitted to us online is encrypted and is transmitted
to us securely. We use only the latest technology to ensure a secure
ordering process. All information provided during the order process is
routed behind a secure “firewall”. The Information is encrypted at your
browser and sent via the Hyper Text Transport Protocol to ensure security.
Please note: When you place your
order on the secure pages the website address changes from the normal
http://www protocol to the
https://www signifying that
all information provided on the page is protected by the Secure
Sockets Layer (SSL).
Secure Socket Layer Demonstration
Currently, for your convenience The On Line Pharmacy UK offers
several payment options. For the Fraud Protection Policy for your particular
form of payment please click on the appropriate link below and you will be
directed to that information:
- Credit cards i.e. Visa, MasterCard, American Express,
- Bank Payments i.e. Check
or Money Order
Credit Card Policies
The following represents the major credit card companies policies concerning the consumers responsibility for fraud related to online purchase.
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Owe nothing on fraudulent transactions.
Visa's Zero Liability policy means 100% protection for you. Visa's enhanced policy guarantees maximum protection against fraud. You now have complete liability protection for all of your card transactions that take place on the Visa system. Should someone steal your card number while you're shopping, online or off, you pay nothing for their fraudulent activity. If you notice fraudulent activity on your card, promptly contact your financial institution to report it. It is important to continually monitor your monthly statement to identify any unauthorized transactions.**
Visa's Zero Liability policy took effect April 4, 2000, and is a great improvement on the previous policy. The former policy required that you report fraudulent activity within two business days of discovery. After this two-day period, you could be held responsible for up to $50 of the unauthorized charges. With the new Zero Liability policy, you're no longer required to report fraudulent activity within two days and you're not responsible for any fraudulent transactions made over the Visa network.
The Zero Liability policy covers all Visa credit and debit card transactions processed over the Visa network — online or off. The only transactions not covered under the Zero Liability policy are commercial card, ATM, and non-Visa-branded PIN transactions.
For transactions on other networks, the liability decision is left to the financial institution that issued your card. The Issuer has the option of extending the same protections afforded by Visa's Zero Liability policy.
Get quick provisional credit for fraud losses.
Visa's cardholder protection policy requires all financial institutions issuing Visa products to extend provisional credit for losses from unauthorized card use within five business days of notification of the loss. However, many major financial institutions affiliated with Visa will issue provisional credit even earlier — within 24 to 48 hours after the loss is reported.
Shop safely with Visa.
Visa takes online security very seriously so that you can shop safely on the Internet. With the support of Member banks, Visa has invested millions of dollars in building a secure payment system. Visa works with law enforcement and technology companies to stay one step ahead of criminals.
As a result of these efforts, fraud as a percentage of our total volume has actually declined over time. In the early 1990s, fraud accounted for about 0.15 percent of total Visa transaction volume; today it's a mere 0.06 percent — that's less than 1/13 of one percent.
With Zero Liability, Visa continues to lead the card payment industry in consumer protection. Although card fraud is extremely rare and getting even rarer, Visa's policy eliminates any risk you face shopping online or off.
You're protected with Visa.
Visa has highly sophisticated fraud-screening solutions in place, and works with technology companies every day to enhance them. Field merchants also receive training from Visa on fraud protection.
Visa also mandates cardholder verification codes on the back of cards to help merchants match cards used for purchases with their authorized cardholders. Visa card Issuers should have these codes on all newly issued Visa cards as of 2001. Visa's address verification service also helps merchants screen card-not-present transactions.
**Cardholders should always regularly check their
monthly statements for transaction accuracy. Financial institutions may
impose greater liability on the cardholder if the financial institution
reasonably determines that the unauthorized transaction was caused by the
gross negligence or fraudulent action of the cardholder — which may include
your delay for an unreasonable time in reporting unauthorized transactions.
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Zero Liability
Have peace of mind knowing you won't be responsible for unauthorized
purchases.
Receive the benefit of not being liable in the event of the unauthorized use of your MasterCard. As a MasterCard cardholder, coverage extends to purchases made in a store, over the telephone, or on the Web.
Zero Liability is provided under the following conditions:
Your
account is in good standing.
You
have exercised reasonable care in safeguarding your card.
You
have not reported two or more unauthorized events in the past 12 months
What to do if...
If you suspect unauthorized activity on your account, stop using your card and contact the bank that issued your MasterCard card as soon as possible.
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American Express Credit Card Policy

American Express Online Fraud Protection Guarantee
Use the American Express Card online, and you won't be held responsible for any unauthorized charges. Period.
No fine print, no deductible —just ironclad
protection, so you can shop with confidence anywhere on the Internet.
Maximum Security -we use secure encryption technology to keep
your information confidential. And if someone uses your Card without your
consent, you'll never pay any part of the fraudulent charges—not even the
first $50.
Quick
Resolution -if any unauthorized charge appears on your statement,
simply notify us at the 800 number on the back of your Card, In most cases,
a temporary credit is given immediately.
4-hour Protection -our Fraud Detection system watches your account
for uncharacteristic or unusually high charges. If your identity is not
verified, the purchase is stopped. American Express is known for providing
exceptional customer service , online and off. We're available 24 hours a
day to answer questions or help with your account.
_______________________________________________
For the most efficient delivery pay via money order verses a personal check. We do accept checks, however, the check must clear our bank prior to processing your order, which may take 3-5 business days.
In order to pay with a check and/or money orders
please proceed to the order page for the medication and/or herbal supplement
you desire to order. Next, simply select the check or money order section on
the order form. Once your order is approved by one of our staff doctors
(prescription medications only) you will receive an email containing payment
instructions.
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